Facts about car title loans

Facts About Car Title Loans You Must Know

Mr. Champion

Mr. Champion

Total Posts: 20

Published Date: May 25, 2021

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Need Quick Cash? Car Title Loans Are Here to Help

Emergencies happen. Whether you’re short on cash to pay your mortgage, your monthly utilities or an unexpected medical expense leaves you wishing you started that emergency fund—taking out a car title loan is a quick and easy way to get your hands on some fast cash. They give you the ability to take care of your expenses without taking out a personal loan or relying on friends to loan you money. If you’re considering a car title loan, familiarize yourself with these three facts about car title loans.

1. Same Day Car Title Loans Exist

Title loans exist to give people the opportunity to take care of their emergency expenses while paying off their loans in a series of easy, manageable payments. The point of this convenient service is to get money and get it fast. In many cases, you can get your money in as little as an hour. Our team of experts at Champion Financial Services has streamlined the steps and made them as easy as possible to ensure you can get your cash quickly. We will walk you through the process, evaluate your vehicle, and decide the amount you are eligible for.

2. You Don’t Need Good Credit

Worried about your credit history and how it will affect your car title loan qualification? Don’t be. Unlike most traditional lenders, a credit check is not a required step for obtaining a car title loan. Even if you have no credit at all, you will still be able to obtain a car title loan. This is because your vehicle is used as collateral. If you’re strapped for cash, consider consulting with a team member at Champion Financial Services. Your qualification and the size of your loan are not restricted by your credit history.

3. You Can Get A Good Sum of Money

How much money can you get from a car title loan? While you want to make sure you will have a way to pay off the loan, it also has to be big enough to meet your needs. Your vehicle will play a large role in determining how big of a car title loan you can get. Our team will evaluate the condition of your vehicle and process your loan accordingly. We have provided people with loans between $2,510 and $50,000. Learn more about loans at Mashvisor!

Get the Best Rate With Champion Financial Services

At Champion Financial Services, one of our goals is to provide loans on terms that are easy to understand, manageable, and reliable. After meeting the following easy qualifications, we will ensure you get the lowest interest rate possible:

  • Valid driver’s license or government-issued photo ID
  • Most recent paycheck stub, evidence of self-employment, or the last three months of complete bank statements
  • Copy of vehicle registration or pink slip
  • Proof of insurance
  • Pictures of your vehicle (including the VIN number and odometer)
  • Proof of residence
  • References
  • Completed application

An unexpected emergency situation can leave you strapped for cash. Whether your pet gets sick when you least expect it or you have to post bail, car title loans can get you the cash you need quickly. If you need the money and don’t have the time to deal with the hassle of a traditional lender, call on Champion Financial Services. Our friendly and experienced team will help you make sense of the car title loan process and ensure you have a plan in place to pay the money back. Now you know a few facts about car title loans!

© 2024 Champion Financial Services DBA. Champion Cash Loans


California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.
Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

*Our loans can be up to $50,000 depending on certain factors. Depending on the time when the application is submitted, the funds could be given the same day or next day.

**Loans with an annual interest rate of 36% are limited to loan amounts between $2,500 to $9,999.00, while supplies last. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender, and the law requirements of those terms. Minimum loan amounts, terms, and rates may vary by state. Consumers need to demonstrate the ability to repay the loan.

THIS LOAN (Auto-Tile or Personal Loan) IS NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. Loan proceeds are intended primarily for personal, family, and household purposes. This service does not constitute an offer or solicitation for consumers in all states. This service may not be available in your particular state. The state of this site services may change from time to time without notice.

The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender and the law requirements of those terms. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan.

CFS Investments is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. CFS Investments is not providing financial advice and does not warrant the accuracy of information as it subject to change without notice about its current product guidelines.

*CFS Investments may act as the broker for the loan, and may not be the direct lender or servicer of your loan. All loan applications are subject to meeting underwriting and credit criteria, which includes providing acceptable property as collateral. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan. Credit Approval is subject to the credit criteria standards. A bank account is required as a condition and in order to obtain a Persona Loan. Loan proceeds may need to be disbursed via Automatic Clearing House (“ACH”) to the borrower’s bank account. The actual availability of funds can vary based on bank processing times, daily ACH deadlines, and weekends and holidays. Inquiring for a personal loan and its minimum requirements does not impact your credit score, however, completing a full application may affect your credit score.

CFS Investments, Inc. dba Champion Financial Services, Top Cash Loan, and PrestaQuickly. The terms and conditions set forth within the “General Terms and Conditions, up to and including but limited to the “Wireless Policy” applies to all CFS Investments, Inc. owned or operated websites in the aforementioned “DBA’s”.

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