checking accounts

Checking Accounts

A good checking account comes with many perks and advantages, from no-transaction-fee ATMs to automated bill pay systems. Conversely, Your bank can also cost you money in maintenance fees and overdrafts. So, it is more important than ever to know the ins and outs of your current bank. You could be missing out on many benefits that modern-day financial institutions have to offer.

Finding the bank that is right for you is dependent on your money habits, balance amounts, and spending patterns. Even if you qualify for a seemingly powerful line of credit, be careful that you do not overestimate your finances. If you already have a bank, it is wise to review many of the new and improved checking accounts offered by banks and other financial institutions. You may find ways to save money or options that accrue more interest in your money.

Credit Unions

Credit unions often need some common bond to qualify for membership. This is to protect the fidelity of their financial institution. Most credit unions pride themselves on serving their local communities. Working in a particular field or living in a close-knit neighborhood are often stipulations for joining a credit union. Although many credit unions have requirements, they offer some worthy financial assets. For this reason, you should manage your money carefully if you decide to open a checking account with a credit union. Building a relationship with a credit union will allow you access to other financial needs, including personal loans or car loans.

High-Interest Rate Checking Accounts

Interest rates on most bank accounts are minimal these days, but that does not mean they do not exist. Some offer interest on your balance when generally you have to open a savings account to receive any interest on your funds. If your current bank is charging you interest rates on your money, you might want to consider changing your bank.

Online Checking Accounts

Many people prefer the ease of an online bank account with virtual customer service. Online banking offers instant money transfers, comprehensive account statements, loans, and other financial products. There are plenty of large banks with online checking options if you don’t have the time to visit a bank’s physical locale. Explore the many checking accounts found online today!


© 2021 Champion Financial Services


DISCLOSURES TO CFS VEHICLE SECURED TITLE & PERSONAL LOANS

California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.
Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

*Our loans can be up to $50,000 depending on certain factors. Depending on the time when the application is submitted, the funds could be given the same day or next day.

**Loans with an annual interest rate of 36% are limited to loan amounts between $2,500 to $9,999.00, while supplies last. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender, and the law requirements of those terms. Minimum loan amounts, terms, and rates may vary by state. Consumers need to demonstrate the ability to repay the loan.

THIS LOAN (Auto-Tile or Personal Loan) IS NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. Loan proceeds are intended primarily for personal, family, and household purposes. This service does not constitute an offer or solicitation for consumers in all states. This service may not be available in your particular state. The state of this site services may change from time to time without notice.

The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender and the law requirements of those terms. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan.

CFS Investments is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. CFS Investments is not providing financial advice and does not warrant the accuracy of information as it subject to change without notice about its current product guidelines.

*CFS Investments may act as the broker for the loan, and may not be the direct lender or servicer of your loan. All loan applications are subject to meeting underwriting and credit criteria, which includes providing acceptable property as collateral. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan. Credit Approval is subject to the credit criteria standards. A bank account is required as a condition and in order to obtain a Persona Loan. Loan proceeds may need to be disbursed via Automatic Clearing House (“ACH”) to the borrower’s bank account. The actual availability of funds can vary based on bank processing times, daily ACH deadlines, and weekends and holidays. Inquiring for a personal loan and its minimum requirements does not impact your credit score, however, completing a full application may affect your credit score.

CFS Investments, Inc. dba Champion Financial Services, Top Cash Loan, and PrestaQuickly. The terms and conditions set forth within the “General Terms and Conditions, up to and including but limited to the “Wireless Policy” applies to all CFS Investments, Inc. owned or operated websites in the aforementioned “DBA’s”.

If you are using a screen-reader and are having problems using this website, please give us a call at 1-888-798-1970 for immediate assistance.