FAQ

FAQ: Title Loans – Everything You Need to Know
About Auto Equity Loans

At CFS, your privacy is our utmost concern. We understand the need for security when dealing with finances, therefore, we never share your information with a 3rd party.

A car title loan is a short-term loan based on the value of your car. We use the value of the car and other factors to determine the loan amount. You will receive the loan without having to give up or sell your car. In return for lending you money, we become the lien-holder on your car title until the loan is paid off.

A truck title loan is a short-term loan based upon many factors including the value of the truck. We will use your truck as collateral until you can pay the loan off. The higher the equity value of your truck, the higher the loan amount you stand to borrow. Qualify your truck today to see how much money you can access.

An SUV title loan is a short-term loan based upon the value of the SUV among other factors. We will use your SUV as collateral until you are able to pay off the loan.

A motorcycle title loan is a short-term loan based upon the value of the motorcycle and other factors. Though we do check credit, poor credit may not keep you from taking a loan. Champion Financial Services will use your motorcycle as collateral until you can pay the loan off. This is the beauty of auto title loans!

An RV title loan is a short-term loan determined by the value of your motorcycle among other factors. Your motorcycle is used as collateral until you can pay the loan off. We will act as a lien-holder on the pink slip of your recreational vehicle for the duration of the loan. As soon as you pay off your loan, we return the title to your RV!

You may obtain a loan for up to $50,000. The amount of the loan will be determined by several factors: your credit score, the equity value of your vehicle, your desired loan duration, etc. Our dedicated customer service representatives always do their best to provide you the largest possible loan amount!

Within minutes after the application is completed and the details are discussed.

Most loan terms are 36 months, but we can adjust to meet your needs.

Absolutely, there are no prepayment penalties.

The consultation is free and there are not set-up costs to you. The interest rates are charged based on several factors.

NO PROBLEM AT ALL!

Not at all, just contact us and we will work with you to offer the lowest interest rates in town. All we need is for you to have full-coverage insurance.

Absolutely, just contact us and we will work with you to offer the lowest interest rates in town.

Still have you any problem for solutions?

For any inquiries relating to any type of loans, feel free to contact us.


    © 2021 Champion Financial Services


    DISCLOSURES TO CFS VEHICLE SECURED TITLE & PERSONAL LOANS

    California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.
    Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

    *Our loans can be up to $50,000 depending on certain factors. Depending on the time when the application is submitted, the funds could be given the same day or next day.

    **Loans with an annual interest rate of 36% are limited to loan amounts between $2,500 to $9,999.00, while supplies last. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender, and the law requirements of those terms. Minimum loan amounts, terms, and rates may vary by state. Consumers need to demonstrate the ability to repay the loan.

    THIS LOAN (Auto-Tile or Personal Loan) IS NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. Loan proceeds are intended primarily for personal, family, and household purposes. This service does not constitute an offer or solicitation for consumers in all states. This service may not be available in your particular state. The state of this site services may change from time to time without notice.

    The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender and the law requirements of those terms. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan.

    CFS Investments is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. CFS Investments is not providing financial advice and does not warrant the accuracy of information as it subject to change without notice about its current product guidelines.

    *CFS Investments may act as the broker for the loan, and may not be the direct lender or servicer of your loan. All loan applications are subject to meeting underwriting and credit criteria, which includes providing acceptable property as collateral. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan. Credit Approval is subject to the credit criteria standards. A bank account is required as a condition and in order to obtain a Persona Loan. Loan proceeds may need to be disbursed via Automatic Clearing House (“ACH”) to the borrower’s bank account. The actual availability of funds can vary based on bank processing times, daily ACH deadlines, and weekends and holidays. Inquiring for a personal loan and its minimum requirements does not impact your credit score, however, completing a full application may affect your credit score.

    CFS Investments, Inc. dba Champion Financial Services, Top Cash Loan, and PrestaQuickly. The terms and conditions set forth within the “General Terms and Conditions, up to and including but limited to the “Wireless Policy” applies to all CFS Investments, Inc. owned or operated websites in the aforementioned “DBA’s”.

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