pay back title loan

What Type of Documents Do I Need To Get a Title Loan?

The auto title loan is a kind of short-term loan where the applicant has to use the lien-free vehicle’s title to get instant funds. In addition, this type of financial option is best for those who are running out of funds and require quick assistance.

If you reside in a state allowing applying for a car title loan then getting funds is no longer a tough task. Moreover, Champion Cash Loans are the leading lender working for over a decade to help every individual running out of funds. Do many people have the query such as what do I need for a title loan? This amazing blog post will clear your doubts and let you know how instant is to get quick auto title loans.

Benefits Of a Car Title Loan With Champion Cash Loans

Title loan companies out there will promise you the moon and the stars. They tell you that with a car title you will work wonders. Here at Champion Cash Loans, we are honest with our customers. We layout of the vehicle title loan requirements is simple. Everyone needs to borrow money once in a while, but why go with most lenders? Make the most out of your lien-free car title loan today. CCL is the top car title loan provider in the country.

As detailed below all we need to get started s a driver’s license to get your loan. Champion Cash Loans also offers auto equity loans.

Documents Needed to Receive a Title Loan

Get an instant title loan, also refers to a car title loan, in any situation, the applicant must own the vehicle with no pending payments. We at Champion Cash Loans need the following documents to give the required funds within the same day.

What do you need to get a title loan?

There is nothing to worry about in credit scores to get a car title loan. We do check credit scores but accept people with bad credit as well. The loan value depends upon the vehicle’s condition and your ability to clear the taken funds.

Recommended reading: Bad Credit Loans

Moving ahead in this blog post will clarify things in a better way…Keep Reading!

What do you need for a title loan?

Check out the basic documents one may require for a car title loan:

Vehicle Title

The vehicle title is utilized as collateral for an auto title loan; the requirement is to offer the asked documents. Moreover, if the vehicle title is not in your name, one must get the title transfer in your name by visiting the local DMV for a quick title loan. Our skilled loan agent will assist and help in finishing the remaining process.

Latest Vehicle Images to get Title Loans

At the time of applying for a car title loan online, one can move on from the in-person vehicle check process. Moreover, the requirement is to offer clear vehicle images by clicking with your smartphone. The need is to take pictures covering every aspect of the vehicle, especially the major ones. Also, the images must provide the vehicle identification number and odometer reading data. The VIN is situated on the exterior windshield of the driver’s dash or inside the driver’s door.

Income Proof

The ability for repaying the taken loan is one of the main things to become eligible for a car title loan. In addition, for showing income proof one can show bank statements, paycheck stubs, and so forth. Non-working older individuals can offer pension and retirement account statements. Self-employed people can offer tax details and business financial documents and people with disability can offer social security documents like income proof.

Residence Proof

To get a title loan in your state, one must submit the residence proof document. One can select the latest bill, rental contract, credit card details, real estate tax bill, etc.


Credentials are needed to get title loans. It depends on the cash loan; one can offer personal or professional credentials. By fulfilling the above requirements you become eligible to get started on the Documents needed for a title loan

What are the ways to get a title loan without having documents?

To get any type of title loan the requirement is to submit a government-approved ID. Moreover, title loans do not make you follow rigid conditions and acknowledge different identification for approval. In case, you have lost or misplaced the valid proof then you can use the other one. If you do not have any asked kind of identification then there are many options as well.

The following types of identification are eligible for car title loans:

  • Driver’s License
  • State ID
  • Furthermore, if you do not own any of the photo IDs, do not worry. Get in touch with our skilled loan agent by visiting our official website for further details. There may be many identifications options for you to get a quick title loan. Every person’s background is not the same, thus, reach us for instant funds.

Is it easy to get a quick title loan with no social documents?

Auto title loans offer many flexible advantages, so if you have no social documents then also, you are still eligible for this type of loan. If you can offer alternative documents to prove your income, ability to clear the taken title loan. For instance, if you have no social but have an individual tax identification number, skilled loan agents help you in getting the needed funds.

Is my vehicle eligible for car title loans?

One may own a car title in their name; however, your car must have the required equity to become eligible for an auto title loan. The equity is just the value of any asset and the owner will have a positive or negative value.

For finding the present equity of the vehicle, the amount you owe on it is reduced from the present market value. In case the vehicle’s present resale value is more than the principal amount of the loan then the vehicle has good equity. In addition, if the resale value of the vehicle is less than the major amount of the loan, then it depicts the vehicle has negative equity.

For getting an instant title loan, the vehicle must have good equity. To discover the vehicle’s worth for quick funds, one can utilize the online appraisal calculator.

The usage of an online appraisal calculator will help to know vehicle manufacturing year, variant, and current fuel economy. These details are utilized to decide the overall value and if the vehicle has great worth then you will get a free loan quote instantly!

Recommended reading: What to Bring to Your Loan Appraisal

© 2023 Champion Financial Services DBA. Champion Cash Loans


California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.
Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

*Our loans can be up to $50,000 depending on certain factors. Depending on the time when the application is submitted, the funds could be given the same day or next day.

**Loans with an annual interest rate of 36% are limited to loan amounts between $2,500 to $9,999.00, while supplies last. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender, and the law requirements of those terms. Minimum loan amounts, terms, and rates may vary by state. Consumers need to demonstrate the ability to repay the loan.

THIS LOAN (Auto-Tile or Personal Loan) IS NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. Loan proceeds are intended primarily for personal, family, and household purposes. This service does not constitute an offer or solicitation for consumers in all states. This service may not be available in your particular state. The state of this site services may change from time to time without notice.

The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender and the law requirements of those terms. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan.

CFS Investments is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. CFS Investments is not providing financial advice and does not warrant the accuracy of information as it subject to change without notice about its current product guidelines.

*CFS Investments may act as the broker for the loan, and may not be the direct lender or servicer of your loan. All loan applications are subject to meeting underwriting and credit criteria, which includes providing acceptable property as collateral. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan. Credit Approval is subject to the credit criteria standards. A bank account is required as a condition and in order to obtain a Persona Loan. Loan proceeds may need to be disbursed via Automatic Clearing House (“ACH”) to the borrower’s bank account. The actual availability of funds can vary based on bank processing times, daily ACH deadlines, and weekends and holidays. Inquiring for a personal loan and its minimum requirements does not impact your credit score, however, completing a full application may affect your credit score.

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