FAQ

FAQ: Title Loans – Everything You Need to Know
About Auto Equity Loans

At CFS, your privacy is our utmost concern. We understand the need for security when dealing with finances, therefore, we never share your information with a 3rd party.

A car title loan is a short-term loan based on the value of your car. We use the value of the car and other factors to determine the loan amount. You will receive the loan without having to give up or sell your car. In return for lending you money, we become the lien-holder on your car title until the loan is paid off.

A truck title loan is a short-term loan based upon many factors including the value of the truck. We will use your truck as collateral until you can pay the loan off. The higher the equity value of your truck, the higher the loan amount you stand to borrow. Qualify your truck today to see how much money you can access.

An SUV title loan is a short-term loan based upon the value of the SUV among other factors. We will use your SUV as collateral until you are able to pay off the loan.

A motorcycle title loan is a short-term loan based upon the value of the motorcycle and other factors. Though we do check credit, poor credit may not keep you from taking a loan. Champion Financial Services will use your motorcycle as collateral until you can pay the loan off. This is the beauty of auto title loans!

An RV title loan is a short-term loan determined by the value of your motorcycle among other factors. Your motorcycle is used as collateral until you can pay the loan off. We will act as a lien-holder on the pink slip of your recreational vehicle for the duration of the loan. As soon as you pay off your loan, we return the title to your RV!

You may obtain a loan for up to $50,000. The amount of the loan will be determined by several factors: your credit score, the equity value of your vehicle, your desired loan duration, etc. Our dedicated customer service representatives always do their best to provide you the largest possible loan amount!

Within minutes after the application is completed and the details are discussed.

Most loan terms are 36 months, but we can adjust to meet your needs.

Absolutely, there are no prepayment penalties.

The consultation is free and there are not set-up costs to you. The interest rates are charged based on several factors.

NO PROBLEM AT ALL!

Not at all, just contact us and we will work with you to offer the lowest interest rates in town. All we need is for you to have full-coverage insurance.

Absolutely, just contact us and we will work with you to offer the lowest interest rates in town.

Still have you any problem for solutions?

For any inquiries relating to any type of loans, feel free to contact us.

Head office address:

300 N Broadway Suite-A, Santa Ana, CA 92701

Head office Phone:

1-888-798-1970

© 2025 Champion Financial Services DBA. Champion Cash Loans

DISCLOSURES FOR CFS VEHICLE SECURED TITLE & PERSONAL LOANS

California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.

Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

  1. Upon completion of the call, conditional approval may be given pending the review of documentation.
  2. Loan approval is subject to meeting credit criteria standards, which may include providing acceptable property as collateral and demonstrating the ability to repay the loan.
  3. Funding time may vary depending on the time of final approval following the reception and review of all required documents and signing. Same-day funding is subject to final approval and signing completion before 3 PM PT on a business day. A bank account is required as a condition in order to obtain a Personal Loan. Loan proceeds may need to be disbursed via Automatic Clearing House (“ACH”) to the borrower’s bank account. The actual availability of funds can vary based on bank processing times, daily ACH deadlines, weekends, and holidays.
  4. The actual loan amount, term, and annual percentage rate the applicant qualifies for may vary by applicant, lender, and the law requirements of those terms.
  5. The states this site services may change without notice. This service does not constitute an offer or solicitation for consumers in all states. This service may not be available in your particular state.

Our loans can be up to $50,000 depending on certain factors.

THIS LOAN (Auto-Title or Personal Loan) IS NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. Loan proceeds are intended primarily for personal, family, and household purposes. Lenders recommend and encourage consumers to pay early, often, and more in order to avoid additional finance charges.

Loan approval is subject to meeting the lender’s credit criteria, which may include providing acceptable property as collateral. The applicant must demonstrate the ability to repay the loan. Loan proceeds are intended primarily for personal, family, and household purposes. Minimum loan amounts vary by state.

Loans with an Annual Interest Rate of 36% are limited to loan amounts between $2,500 to $9,999.00, while supplies last.

CFS Investments is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. CFS Investments does not provide financial advice and does not guarantee the accuracy of information as it is subject to change without notice about its current product guidelines.

CFS Investments may act as the broker for the loan and may not be the direct lender or servicer of your loan. All loan applications are subject to meeting underwriting and credit criteria, which includes providing acceptable property as collateral. A bank account is required as a condition in order to obtain a loan. Inquiring about a loan and its minimum requirements does not impact your credit score; however, completing a full application may affect your credit score.

CFS Investments DBA Champion Financial Services, Turbo Loan, and Auto Equity Now. The terms and conditions set forth within the “General Terms and Conditions,” up to and including but not limited to the “Wireless Policy,” apply to all CFS Investments owned or operated websites in the aforementioned DBAs.

Important Information Concerning Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. We will make a copy of these identifying documents for our records.