online title loans

Paying Off Someone Else’s Car Loan

Jeziel Granados

Jeziel Granados

Total Posts: 61

Published Date: December 4, 2022

Jeziel Granados is the Content Manager at Champion Cash Title Loans, responsible for developing and distributing engaging content across various platforms. He strategizes content marketing to align with the company's...

At the time of finding yourself in tough financial complications and you no longer can make payments for the loan taken. In addition, if you have a co-signer within your loan contract then they have to make payments on your behalf. If you do not have any co-signer then you can take assistance from close friends or family relatives for making the pending payments.

Add a Co-Signer

If the person who has applied for a loan and is now not able to clear the leftover amount can add a co-signer. The co-signer will be paying a loan in someone else’s name. They are held accountable for clearing the loan according to the time frame. In case you fail to make monthly payments, the co-signer will be held accountable for clearing the leftover amount.

A person with good credit scores can become a co-signer. In addition, if they fulfill the eligibility criteria, they have to sign the title loan with the main borrower. Clients can request any person if they want to financially support them in case they come across unknown financial troubles.

Requesting outside sources for assistance

If the title loan borrower loses their employment, is stuck with unknown financial expenses, or faces financial challenges, they can request someone to make the monthly payments.

A close friend, relative, or sibling can be requested if they can fulfill the term by paying off someone else’s car loan. If someone likes to make payments in the borrower’s position, they will request the account number and account holder’s details.

The outside sources have to make payments in the following ways:

  • Visiting the payment office in person
  • Paying by phone with a credit card
  • Online payment gateways for clearing the amount
  • Mail payment to our store

Consider a Side-Job

If the borrower already knows in advance that they cannot make payments. They can apply for the job to earn extra cash. In addition, there are plenty of side hustle jobs one can go for earning instant cash. Checkout the options presented below:

  • Uber: One can go for Uber on the weekends to earn extra cash. Drivers can also earn additional tips and set their driving hours.
  • Giving Space for rent: If you own a big house and there’s plenty of space unused then you can give additional space on rent. Try to post an advertisement for generating extra income.
  • Babysitting: If you are delicate at handling young kids then going for babysitting can help to make additional money.

Requesting Champion Cash Loans for assistance

If there’s no one to support you in making pending payments or you got financial assistance for only a few days, getting in touch with Champion Cash Loans will assist.

If the person who applied for a loan gets to know that they cannot make payments, however, they require additional time to get finances in order and can request additional time. The adding time process offers you extra days to make regular payments. In addition, if you are going through tough times they can request for evaluating the terms. Champion Cash Loans will increment the loan duration, and offer flexible payment plans, and exceptional benefits.

Get in touch with our loan agents and settle your queries without paying any consultation fees. Give us a call, drop us an email, and let us provide the assistance you need.

  • Applying: The requirement is to fill out the application form online and submit the contact details, vehicle information, and monthly income.
  • Approval: Upon receiving your request, our loan agents will contact you and let you know if you get a pre-approval title loan estimate.
  • Receive the cash: If we provide you with the required funds and you accept the title loan contract, then you must submit the requested documents. Also, you can add a co-signer and they should follow the same process and sign the agreement. 

This is it! Once completed the process and steps, you will get the required financial assistance for overcoming financial challenges. Champion Cash Loans are always there to help valued clients and do not consider credit ratings. Receive the needed funds within the same day of applying. Also, you will receive a free consultation. 

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DISCLOSURES FOR CFS VEHICLE SECURED TITLE & PERSONAL LOANS

California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.

Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

  1. Upon completion of the call, conditional approval may be given pending the review of documentation.
  2. Loan approval is subject to meeting credit criteria standards, which may include providing acceptable property as collateral and demonstrating the ability to repay the loan.
  3. Funding time may vary depending on the time of final approval following the reception and review of all required documents and signing. Same-day funding is subject to final approval and signing completion before 3 PM PT on a business day. A bank account is required as a condition in order to obtain a Personal Loan. Loan proceeds may need to be disbursed via Automatic Clearing House (“ACH”) to the borrower’s bank account. The actual availability of funds can vary based on bank processing times, daily ACH deadlines, weekends, and holidays.
  4. The actual loan amount, term, and annual percentage rate the applicant qualifies for may vary by applicant, lender, and the law requirements of those terms.
  5. The states this site services may change without notice. This service does not constitute an offer or solicitation for consumers in all states. This service may not be available in your particular state.

Our loans can be up to $50,000 depending on certain factors.

THIS LOAN (Auto-Title or Personal Loan) IS NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. Loan proceeds are intended primarily for personal, family, and household purposes. Lenders recommend and encourage consumers to pay early, often, and more in order to avoid additional finance charges.

Loan approval is subject to meeting the lender’s credit criteria, which may include providing acceptable property as collateral. The applicant must demonstrate the ability to repay the loan. Loan proceeds are intended primarily for personal, family, and household purposes. Minimum loan amounts vary by state.

Loans with an Annual Interest Rate of 36% are limited to loan amounts between $2,500 to $9,999.00, while supplies last.

CFS Investments is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. CFS Investments does not provide financial advice and does not guarantee the accuracy of information as it is subject to change without notice about its current product guidelines.

CFS Investments may act as the broker for the loan and may not be the direct lender or servicer of your loan. All loan applications are subject to meeting underwriting and credit criteria, which includes providing acceptable property as collateral. A bank account is required as a condition in order to obtain a loan. Inquiring about a loan and its minimum requirements does not impact your credit score; however, completing a full application may affect your credit score.

CFS Investments DBA Champion Financial Services, Turbo Loan, and Auto Equity Now. The terms and conditions set forth within the “General Terms and Conditions,” up to and including but not limited to the “Wireless Policy,” apply to all CFS Investments owned or operated websites in the aforementioned DBAs.

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To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. We will make a copy of these identifying documents for our records.