get a car title loan fast

5 Things You Need to Know About Car Title Loans

Mr. Champion

Mr. Champion

Total Posts: 21

Published Date: May 25, 2021

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Are You Considering Applying for a Car Title Loan?

Unexpected things happen in life that can leave you needing money fast. The sad reality is that 62% of Americans don’t even have a thousand dollars in savings to deal with an unexpected expense. That’s why car title loans exist: to give people the opportunity to take care of their expenses and pay off the loan promptly, even if they don’t have the credit to take out a personal loan, or they need more money than a personal loan can provide. If you’re looking to get a car title loan fast, you should know these five things before you decide to get one.

1. Good Credit, Bad Credit, or No Credit Score?

The amount of money that a car title loan provides is based solely on the value and the condition of the car, so if you don’t have good credit, it’s still easy to get one. You just hand over the title of your car, and from there, you get your money in minutes. As long as you pay back the loan on time, you have absolutely nothing to worry about. Need to file your taxes to improve your credit score? Click Here!

2. Same Day Loans With Auto Title loans

You might not know this, but when you walk in to get a car title loan, once you’re approved, you’re walking out with the cash that very same day. That cash gives you the ability to deal with whatever you need in life, and then you pay back the loan four months later (depending on the terms of the loan). There has never been an easier way to get a car title loan fast!

3. Maximum Loan Amounts

If you didn’t already know, a car title loan can get you between $2,510 and $50,000, so they’re great for unexpected expenses. Remember, the value of the loan is going to depend on the value of the vehicle, so the more that your vehicle is worth the bigger the loan that you can receive will be.

4. Flexible Loan Terms and Auto Title Loan Repayment Plans

This is true for any type of loan, so you should already know going into it, but you should never get a car title loan fast that you don’t think that you’ll be able to pay off. The loan company is providing you service so that you can get back on your feet, so you should do them the courtesy of being able to pay back the loan on time. If you have any questions, the company will have people that are happy to talk to you.

5. No Lien-Free Title? No Problem

If your car isn’t paid off, the loan company can use part of the loan that you’re receiving to pay off your car loan, so you only have to pay back the loan company. This is great because auto title loan workers will work with you to make sure you get the lowest interest rate loan possible.

Secure a Loan Today!

If you’re stuck in a bind, and you’re not sure where you’re going to get the money from, you can take out a car title loan to power your way through. Just make sure that you’re going to have the money to pay it back, and you can walk in with your car title and get a loan within minutes. You can even apply online! It doesn’t even matter if you don’t have great credit. Get a car title loan fast on the very same day you apply!


© 2025 Champion Financial Services DBA. Champion Cash Loans


DISCLOSURES FOR CFS VEHICLE SECURED TITLE & PERSONAL LOANS

California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.

Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

  1. Upon completion of the call, conditional approval may be given pending the review of documentation.
  2. Loan approval is subject to meeting credit criteria standards, which may include providing acceptable property as collateral and demonstrating the ability to repay the loan.
  3. Funding time may vary depending on the time of final approval following the reception and review of all required documents and signing. Same-day funding is subject to final approval and signing completion before 3 PM PT on a business day. A bank account is required as a condition in order to obtain a Personal Loan. Loan proceeds may need to be disbursed via Automatic Clearing House (“ACH”) to the borrower’s bank account. The actual availability of funds can vary based on bank processing times, daily ACH deadlines, weekends, and holidays.
  4. The actual loan amount, term, and annual percentage rate the applicant qualifies for may vary by applicant, lender, and the law requirements of those terms.
  5. The states this site services may change without notice. This service does not constitute an offer or solicitation for consumers in all states. This service may not be available in your particular state.

Our loans can be up to $50,000 depending on certain factors.

THIS LOAN (Auto-Title or Personal Loan) IS NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. Loan proceeds are intended primarily for personal, family, and household purposes. Lenders recommend and encourage consumers to pay early, often, and more in order to avoid additional finance charges.

Loan approval is subject to meeting the lender’s credit criteria, which may include providing acceptable property as collateral. The applicant must demonstrate the ability to repay the loan. Loan proceeds are intended primarily for personal, family, and household purposes. Minimum loan amounts vary by state.

Loans with an Annual Interest Rate of 36% are limited to loan amounts between $2,500 to $9,999.00, while supplies last.

CFS Investments is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. CFS Investments does not provide financial advice and does not guarantee the accuracy of information as it is subject to change without notice about its current product guidelines.

CFS Investments may act as the broker for the loan and may not be the direct lender or servicer of your loan. All loan applications are subject to meeting underwriting and credit criteria, which includes providing acceptable property as collateral. A bank account is required as a condition in order to obtain a loan. Inquiring about a loan and its minimum requirements does not impact your credit score; however, completing a full application may affect your credit score.

CFS Investments DBA Champion Financial Services, Turbo Loan, and Auto Equity Now. The terms and conditions set forth within the “General Terms and Conditions,” up to and including but not limited to the “Wireless Policy,” apply to all CFS Investments owned or operated websites in the aforementioned DBAs.

Important Information Concerning Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. We will make a copy of these identifying documents for our records.

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