Car Title Loans

Use car title loans for unexpected financial expenditures, such as medical emergencies, home emergencies, overdue bills, mortgage payments, personal debts, etc. These complications can put us in a financial bind, ultimately leading to bankruptcy. For those in need of fast cash, a title loan can be a great option. Champion Financial Services offers the best low-interest title loans near you! Secure a large loan amount today when you apply for a car title loan online.

How Do Car Title Loans Work?

Most car title loans work similarly. The lender looks at the applicant’s credit score, financial history, outstanding debts, and employment record to determine whether they are a trustworthy borrower or not. Once the application gets approved, the title loan company lends the money to the borrower. Auto title loans do work in a similar fashion. If you are looking how to apply for a car title loan online, it’s very simple!

car title loans

A title loan is a short-term loan based on vehicle equity value. The higher a vehicle’s equity value, the higher the auto title loan amount. Because you get to keep your car while paying off your loan, car title loans online are unlike auto pawn loans. In return for lending a client money, Champion Cash Loans becomes a lienholder on the car’s title until the loan is completely paid off. Our representatives will always work with you to ensure you pay off your auto title loan on time. The last thing CFS Auto Title Loans wants is for you to go upside-down on your car title loan.

If you are the sole owner of your vehicle and have the title to your car, you could be eligible for an auto title loan. As do most loan agencies, we insist on a credit report and ask that you provide substantial proof of income. This is only to protect you from defaulting on your loan and to offer you the highest loan amount possible based on the equity of your vehicle. Our car title loans will let you keep driving your car as if you never stopped. 

No Credit Check Title Loans

Did you know that we do not necessarily need to run a credit check on you in order to lend you the cash you need? Along with this significant benefit, the minimum loan amount we can grant you is $1,750*. Bear in mind car title loan amounts vary state-by-state. However, you may be able to receive up to $50,000*! The loan amount will be determined by a number of factors, including the value of your vehicle.

We understand you might be in a difficult situation, which is why helping you out however we can is our top priority. To ensure you receive the help you need, we won’t ask that you have a certain type of job or even a job at all! Whether you are unemployed, gainfully employed, freelancing, or somewhere in-between, we will gladly assist you with a car title loan online!

How Our Interest Rates Work

Besides offering you generous loan amounts and other incredible benefits, Champion Cash Loans also offers some of the lowest interest rates in town! Interest rates are calculated based on different factors; however, we do prioritize offering low rates to our clients. Our main goal is to provide you with a suitable auto title loan amount without charging you high-interest rates. We can even negotiate long-term loans vs. short-term loan interest rates! Our car title loan representatives want to ensure your complete satisfaction. Find out how our title loan interest calculator works so you can calculate the amount of interest you can pay during the loan. 

Title Loans Near Me

When looking for the best title loans online, you might wonder, “Where can I find the best title loans near me?” We try to make acquiring online car title loans convenient for everyone. If you find it too difficult to apply online for a car title loan, apply by phone! After you are approved for a loan, you can visit one of our locations to pick up your cash. Look for “Title Loans Near Me” on our website to see which of our car title loan locations is nearest to you. If you would rather have your loan wired to your bank account, read below for further details.

If you can’t make it to one of our physical locations, it’s no problem at all. You can submit the required documents online, and even have a notary visit you. Whether you want to visit one of our car title loan offices or complete the car title loan process online, we’ve got you covered. Champion Cash Title Loans makes the entire auto title loan application process quick and easy!

Need Quick Cash Today? Apply Now!

To apply for an online title loan, fill out the application form online, or give us a call at 1-888-798-1970. Once you have done so, one of our auto title loan online representatives will reach out to you to walk you through the rest of the car title loan process.

Once we receive the application, we’ll ask you to provide a few documents important documents, i.e., proof of ID, proof of income, proof of insurance, etc. You will have the option to submit the documents either in person, by fax, email, or text message. Finally, once you are approved, look for the nearest title loan online location to retrieve your cash the same day! We can even deliver it to your own home and, in some cases, wire the money directly to your bank account.

Car Title Loans Requirements

Have you ever hesitated to borrow money because the auto title loan requirements were too daunting? When applying for an auto title loan from our team, you only need the following documents:

  • Proof of ID
  • Proof of income (pay stubs, job letter, bank statements, unemployment, social security)
  • Pink slip or vehicle registration
  • Proof of insurance
  • Proof of residence (utility bill, junk mail)

We conduct a quick inspection of your vehicle to determine the loan amount we can offer you. After your loan gets approved, which will not take long, you will get your cash in minutes!

Why Do Business with CFS Title Loans?

There are several reasons why our car title loans are leading the car title loans business. Here are some of those reasons:

  • We are the only business that does all in-house, Which means we are in complete control of every loan application we receive and every decision that comes afterward.
  • We know that you may want to pay back as soon as possible, so in case you intend to do so, Champion Financial Services will not assess any prepayment penalties to you.
  • If you were already granted a car title loan by another lender, don’t hesitate to contact us; CFS will help you refinance your existing title loan with a lower interest rate!
  • Finally, we guarantee full confidentiality and professionalism throughout every step of your title loan process.

You are on your way to fast cash! To learn more about our car title loan services, contact us for a free consultation today!

© 2023 Champion Financial Services DBA. Champion Cash Loans


California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.
Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

*Our loans can be up to $50,000 depending on certain factors. Depending on the time when the application is submitted, the funds could be given the same day or next day.

**Loans with an annual interest rate of 36% are limited to loan amounts between $2,500 to $9,999.00, while supplies last. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender, and the law requirements of those terms. Minimum loan amounts, terms, and rates may vary by state. Consumers need to demonstrate the ability to repay the loan.

THIS LOAN (Auto-Tile or Personal Loan) IS NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. Loan proceeds are intended primarily for personal, family, and household purposes. This service does not constitute an offer or solicitation for consumers in all states. This service may not be available in your particular state. The state of this site services may change from time to time without notice.

The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender and the law requirements of those terms. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan.

CFS Investments is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. CFS Investments is not providing financial advice and does not warrant the accuracy of information as it subject to change without notice about its current product guidelines.

*CFS Investments may act as the broker for the loan, and may not be the direct lender or servicer of your loan. All loan applications are subject to meeting underwriting and credit criteria, which includes providing acceptable property as collateral. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan. Credit Approval is subject to the credit criteria standards. A bank account is required as a condition and in order to obtain a Persona Loan. Loan proceeds may need to be disbursed via Automatic Clearing House (“ACH”) to the borrower’s bank account. The actual availability of funds can vary based on bank processing times, daily ACH deadlines, and weekends and holidays. Inquiring for a personal loan and its minimum requirements does not impact your credit score, however, completing a full application may affect your credit score.

CFS Investments, Inc. dba Champion Financial Services, Top Cash Loan, and PrestaQuickly. The terms and conditions set forth within the “General Terms and Conditions, up to and including but limited to the “Wireless Policy” applies to all CFS Investments, Inc. owned or operated websites in the aforementioned “DBA’s”.

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