Equity Loans

5 Types Of Auto Equity Loans You Can Qualify For

Mr. Champion

Mr. Champion

Total Posts: 21

Published Date: May 25, 2021

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What Is An Auto Equity Loan?

An auto equity loan is also known as an auto title loan. An auto title loan company provides these types of loans in exchange for your vehicle’s pink slip. This is a quick and easy way to get the cash you need for unforeseeable events. Auto equity loans also generally have low interest rates.

How They Work

Getting an auto equity loan is simple and quick. You must have a vehicle to apply. Most of the time, auto title loans are same-day loans. This means you can get the cash you need the same day that you apply. When you apply, the loan company becomes the lienholder of the vehicle until you pay back the loan. Because these loans are based on collateral, rather than creditworthiness, they are much easier to obtain, even if you have bad credit or no work income. Auto equity loans are perfect for those who:

  1. Need cash fast
  2. Don’t have good credit
  3. Own a vehicle

Types Of Auto Equity Loans

Below is a list of the many different auto equity loans that you can secure through an auto title loan company. Learn more about loans and other personal finance assets at Mashvisor.

1. Car Title Loans

Car title loans are perfect for those who have a car, even if it isn’t fully paid off. If you need a car title loan, the loan company may be willing to pay off your car and give you the extra money you need. Speaking with these specialists, you can find out how much the loan will be. Generally, the equity loans you receive are based on how much the car is worth.

2. Truck Title Loans

Truck title loans are the best type of loans you can receive if you have bad credit and need fast cash. As long as you have a truck, you can qualify for this loan. Whether you have a pickup truck, a box truck, a small truck, a flatbed, or any other type of truck, you will be able to take advantage of a truck loan. The amount of the loan is based on the value of your truck and is available the same day that you apply.

3. SUV Title Loans

If you own an SUV then you can qualify for an SUV title loan. These loans are same-day loans and can be ready for you right after you apply. Not only will you be able to get the money you need, but you can still drive your SUV throughout the length of the loan until you pay it off.

4. Motorcycle Title Loans

Motorcycle equity loans are good loans for those who have a motorcycle they can use as collateral for a fast and easy loan. With this loan, you won’t have to worry about having good debt and high interest rates.

5. RV Title Loans

Own an RV? If you need fast cash, using your RV to get a loan is a simple solution. We understand that sometimes when unexpected bills come up or you have an emergency that you will need to get cash quickly and not wait around for a bank loan to be approved. This is where RV title loans come in very helpful. If you’re ready for a quick and easy loan that approves anyone who owns a vehicle, equity loans on your car title are your best solution.


© 2025 Champion Financial Services DBA. Champion Cash Loans


DISCLOSURES FOR CFS VEHICLE SECURED TITLE & PERSONAL LOANS

California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.

Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

  1. Upon completion of the call, conditional approval may be given pending the review of documentation.
  2. Loan approval is subject to meeting credit criteria standards, which may include providing acceptable property as collateral and demonstrating the ability to repay the loan.
  3. Funding time may vary depending on the time of final approval following the reception and review of all required documents and signing. Same-day funding is subject to final approval and signing completion before 3 PM PT on a business day. A bank account is required as a condition in order to obtain a Personal Loan. Loan proceeds may need to be disbursed via Automatic Clearing House (“ACH”) to the borrower’s bank account. The actual availability of funds can vary based on bank processing times, daily ACH deadlines, weekends, and holidays.
  4. The actual loan amount, term, and annual percentage rate the applicant qualifies for may vary by applicant, lender, and the law requirements of those terms.
  5. The states this site services may change without notice. This service does not constitute an offer or solicitation for consumers in all states. This service may not be available in your particular state.

Our loans can be up to $50,000 depending on certain factors.

THIS LOAN (Auto-Title or Personal Loan) IS NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. Loan proceeds are intended primarily for personal, family, and household purposes. Lenders recommend and encourage consumers to pay early, often, and more in order to avoid additional finance charges.

Loan approval is subject to meeting the lender’s credit criteria, which may include providing acceptable property as collateral. The applicant must demonstrate the ability to repay the loan. Loan proceeds are intended primarily for personal, family, and household purposes. Minimum loan amounts vary by state.

Loans with an Annual Interest Rate of 36% are limited to loan amounts between $2,500 to $9,999.00, while supplies last.

CFS Investments is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. CFS Investments does not provide financial advice and does not guarantee the accuracy of information as it is subject to change without notice about its current product guidelines.

CFS Investments may act as the broker for the loan and may not be the direct lender or servicer of your loan. All loan applications are subject to meeting underwriting and credit criteria, which includes providing acceptable property as collateral. A bank account is required as a condition in order to obtain a loan. Inquiring about a loan and its minimum requirements does not impact your credit score; however, completing a full application may affect your credit score.

CFS Investments DBA Champion Financial Services, Turbo Loan, and Auto Equity Now. The terms and conditions set forth within the “General Terms and Conditions,” up to and including but not limited to the “Wireless Policy,” apply to all CFS Investments owned or operated websites in the aforementioned DBAs.

Important Information Concerning Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. We will make a copy of these identifying documents for our records.

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