types of title loans

5 Types Of Title Loans

Mr. Champion

Mr. Champion

Total Posts: 21

Published Date: May 25, 2021

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Title Loans: Different Types Of Vehicles You Can Get Loans With

Life is full of surprises. However, not all of life’s surprises are of the good kind. Sometimes life can throw unexpected hardships our way. Whether you recently lost your job, got divorced, got seriously injured, or fell behind on payments for your house or other property, you can rest assured that so long as you own a working automobile, you have access to a cash loan if you need it. In this post, we will briefly go over what a title loan is, how you can get one, and the different types of vehicle title loans.

What Exactly Is A Title Loan?

That is a great question and one that we get asked very often. Put simply, a title loan is a type of loan where the borrower uses their vehicle title as collateral. The lender is allowed to place a lien on the borrower’s vehicle title which will be removed once the loan is repaid in full. As long as you make your loan payments, you can keep driving your vehicle! For those with poor credit and who can’t be approved for a loan by a bank, a title loan is a convenient way to borrow the cash you need to pay your bills. Start Filing Your Taxes – Here

How Is A Title Loan Obtained?

Fortunately, title loans can be obtained quickly and easily. After being completed, a title loan application can be processed and approved within minutes.

Five Types Of Vehicles You Can Get A Quick Cash Loan With:

While car title loans are the most common type of title loans, there are other types of vehicles with which one can get a low-interest title loan.

Cars

Cars (also called automobiles) are by far the most commonly-owned type of vehicle and make up the vast majority of all title loans. Titles of cars of all types can be used as collateral for auto title loans.

Trucks

Trucks are another type of vehicle that can be used to secure a title loan. They come in many types and sizes and are usually used to transport supplies, equipment, and other cargo. The process for obtaining a truck title loan is similar to that of obtaining a car title loan.

SUVs

An SUV, short for “Sport Utility Vehicle”, is a large automobile designed for use on city streets as well as off-road. Sport utility vehicles can also be used to obtain auto title loans.

Motorcycles

Title loans aren’t limited to vehicles with four wheels. Motorcycle owners can use their vehicle title to obtain motorcycle title loans.

RVs

RVs, short for Recreational Vehicles, are large motor vehicles with cabins meant to be used as living spaces. Recreational vehicles can be used as collateral to secure RV title loans.

Low-Interest Types Of Title Loans In The Palm Springs Area

Champion Financial Services has been in the business of providing low-interest personal loans and auto title loans since 2010. Based in Cathedral City, they have additional locations throughout Southern California including offices in Indio, Riverside, San Diego, and Santa Ana.

© 2025 Champion Financial Services DBA. Champion Cash Loans

DISCLOSURES FOR CFS VEHICLE SECURED TITLE & PERSONAL LOANS

California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.

Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

  1. Upon completion of the call, conditional approval may be given pending the review of documentation.
  2. Loan approval is subject to meeting credit criteria standards, which may include providing acceptable property as collateral and demonstrating the ability to repay the loan.
  3. Funding time may vary depending on the time of final approval following the reception and review of all required documents and signing. Same-day funding is subject to final approval and signing completion before 3 PM PT on a business day. A bank account is required as a condition in order to obtain a Personal Loan. Loan proceeds may need to be disbursed via Automatic Clearing House (“ACH”) to the borrower’s bank account. The actual availability of funds can vary based on bank processing times, daily ACH deadlines, weekends, and holidays.
  4. The actual loan amount, term, and annual percentage rate the applicant qualifies for may vary by applicant, lender, and the law requirements of those terms.
  5. The states this site services may change without notice. This service does not constitute an offer or solicitation for consumers in all states. This service may not be available in your particular state.

Our loans can be up to $50,000 depending on certain factors.

THIS LOAN (Auto-Title or Personal Loan) IS NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. Loan proceeds are intended primarily for personal, family, and household purposes. Lenders recommend and encourage consumers to pay early, often, and more in order to avoid additional finance charges.

Loan approval is subject to meeting the lender’s credit criteria, which may include providing acceptable property as collateral. The applicant must demonstrate the ability to repay the loan. Loan proceeds are intended primarily for personal, family, and household purposes. Minimum loan amounts vary by state.

Loans with an Annual Interest Rate of 36% are limited to loan amounts between $2,500 to $9,999.00, while supplies last.

CFS Investments is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. CFS Investments does not provide financial advice and does not guarantee the accuracy of information as it is subject to change without notice about its current product guidelines.

CFS Investments may act as the broker for the loan and may not be the direct lender or servicer of your loan. All loan applications are subject to meeting underwriting and credit criteria, which includes providing acceptable property as collateral. A bank account is required as a condition in order to obtain a loan. Inquiring about a loan and its minimum requirements does not impact your credit score; however, completing a full application may affect your credit score.

CFS Investments DBA Champion Financial Services, Turbo Loan, and Auto Equity Now. The terms and conditions set forth within the “General Terms and Conditions,” up to and including but not limited to the “Wireless Policy,” apply to all CFS Investments owned or operated websites in the aforementioned DBAs.

Important Information Concerning Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. We will make a copy of these identifying documents for our records.

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