Title Loans Owensboro KY

I Need A Title Loan! Help!

Mr. Champion

Mr. Champion

Total Posts: 21

Published Date: May 25, 2021

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Why Can I Use A Title Loan?

You never know what life is going to throw your way. Just when you think things are heading down the right path, something happens. You might feel unprepared and find yourself thinking, “I need a car title loan.” If you need money to help you get by, these loans are always an option. If you haven’t heard of them before or if you have never taken one out, you will want to know more about it before you consider it more seriously.

What Are Auto Title Loans?

Title loans are the type of loan where you, as the owner of a vehicle, use the title of that vehicle as collateral to back up the loan. The lender can put a lien on your vehicle, which will automatically be removed when the loan is paid back. As long as you make your loan payments, which you can set up in such a way to suit your needs, you can keep driving your car like nothing ever happened. It doesn’t matter if you have good or bad credit or whether or not the bank thinks you’re a good bet for a loan. Title loans are a great way to borrow the money you need temporarily to get through a tough situation you may be facing. In some situations, you can even apply for a car title loan buyout.

What Vehicles Qualify?

Whether you own a car, truck, SUV, motorcycle, or RV (or any combination of those), you can use your vehicle for title loans. If you have more than one, you will be able to feel more secure about the situation. If not, even just one works well for those who need to get access to money quickly and easily. Paying back the loan is simple enough since you can set up a schedule that you know you can stick to with ease.

Are Title Loans Better Than Personal Loans?

Someone might get title loans to help them with bills or other items. If you had a recent unexpected medical expense, for example, and your bills are coming due, you might pay them off with title loans. If you have a high-interest credit card that just keeps racking up bigger debt because of the interest payments, pay it off with title loans and then pay the loan simply and easily every month. Maybe you want to take a vacation, but don’t have the right lump sum in the bank, title loans can help. This is why our loans are better than personal loans!

These are several reasons to use our service and anyone can do it. All you need is the title to a vehicle that you own and you are on your way. There are no credit checks and you can have the money you need for whatever purpose the same day. Fast turnarounds and online applications make them highly appealing if you are in a hurry to access money for bill payment, vacation, or any number of other items. What you do with the money is completely up to you!


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DISCLOSURES FOR CFS VEHICLE SECURED TITLE & PERSONAL LOANS

California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.

Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

  1. Upon completion of the call, conditional approval may be given pending the review of documentation.
  2. Loan approval is subject to meeting credit criteria standards, which may include providing acceptable property as collateral and demonstrating the ability to repay the loan.
  3. Funding time may vary depending on the time of final approval following the reception and review of all required documents and signing. Same-day funding is subject to final approval and signing completion before 3 PM PT on a business day. A bank account is required as a condition in order to obtain a Personal Loan. Loan proceeds may need to be disbursed via Automatic Clearing House (“ACH”) to the borrower’s bank account. The actual availability of funds can vary based on bank processing times, daily ACH deadlines, weekends, and holidays.
  4. The actual loan amount, term, and annual percentage rate the applicant qualifies for may vary by applicant, lender, and the law requirements of those terms.
  5. The states this site services may change without notice. This service does not constitute an offer or solicitation for consumers in all states. This service may not be available in your particular state.

Our loans can be up to $50,000 depending on certain factors.

THIS LOAN (Auto-Title or Personal Loan) IS NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. Loan proceeds are intended primarily for personal, family, and household purposes. Lenders recommend and encourage consumers to pay early, often, and more in order to avoid additional finance charges.

Loan approval is subject to meeting the lender’s credit criteria, which may include providing acceptable property as collateral. The applicant must demonstrate the ability to repay the loan. Loan proceeds are intended primarily for personal, family, and household purposes. Minimum loan amounts vary by state.

Loans with an Annual Interest Rate of 36% are limited to loan amounts between $2,500 to $9,999.00, while supplies last.

CFS Investments is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. CFS Investments does not provide financial advice and does not guarantee the accuracy of information as it is subject to change without notice about its current product guidelines.

CFS Investments may act as the broker for the loan and may not be the direct lender or servicer of your loan. All loan applications are subject to meeting underwriting and credit criteria, which includes providing acceptable property as collateral. A bank account is required as a condition in order to obtain a loan. Inquiring about a loan and its minimum requirements does not impact your credit score; however, completing a full application may affect your credit score.

CFS Investments DBA Champion Financial Services, Turbo Loan, and Auto Equity Now. The terms and conditions set forth within the “General Terms and Conditions,” up to and including but not limited to the “Wireless Policy,” apply to all CFS Investments owned or operated websites in the aforementioned DBAs.

Important Information Concerning Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. We will make a copy of these identifying documents for our records.

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