Out of State Title Loan: Everything You Need to Know

Jeziel Granados

Jeziel Granados

Total Posts: 61

Published Date: June 1, 2023

Jeziel Granados is the Content Manager at Champion Cash Title Loans, responsible for developing and distributing engaging content across various platforms. He strategizes content marketing to align with the company's...

Are you in need of quick cash, but you’re out of state? Don’t worry, because Champion Cash Title Loans has got you covered. Our out of state title loans can help you get the money you need, even if you’re not currently in your home state. In this article, we’ll cover everything you need to know about out of state title loans, including how to get one, what documents you’ll need, and what to expect during the application process.

Are you in need of a car title loan but don’t have a state-issued ID? Champion Cash Title Loans can help! Get a loan without state ID today and get the money you need.

What Is an Out of State Title Loan?

Out of state title loans are a type of auto title loan that you can get even if you’re not currently in your home state. These loans allow you to use your vehicle as collateral to borrow money. The loan amount is based on the value of your vehicle, and you’ll need to have a clear title to qualify.

Can You Get a Title Loan Out of State?

Yes, you can get a title loan out of state. However, the requirements may vary depending on the state you’re in. Some states have restrictions on out of state title loans, so it’s important to check with your title loan lender to see if you’re eligible.

How to Get Out of State Title Loans

Getting an out of state title loan is a relatively simple process. Here are the steps you’ll need to follow:

  1. Find a title loan lender that offers out of state title loans.
  2. Apply for a car title loan online or in person.
  3. Provide the required documents, including your driver’s license, vehicle registration, proof of residence, and a utility bill.
  4. Provide your vehicle’s title and registration.
  5. Sign the loan agreement.
  6. Receive your loan amount.

What Documents Do You Need for an Out of State Title Loan?

To get an out of state title loan, you’ll need to provide the following documents:

  • Your driver’s license or government-issued photo ID
  • Your vehicle’s title and registration
  • Proof of residence, such as a utility bill
  • A copy of your loan agreement
  • Ability to repay the loan
  • Credit scores

What to Expect During the Application Process

The application process for an out of state title loan is similar to the process for a regular auto title loan. You’ll need to provide the required documents, including your driver’s license, vehicle registration, and proof of residence. You’ll also need to provide your vehicle’s title and registration, and sign a loan agreement.

Once you’ve provided all the necessary documents, your title loan agent will evaluate your vehicle to determine its value. Based on the value of your vehicle using our car title loan estimate calculator, you’ll be offered a loan amount. If you accept the loan amount, you’ll need to sign the loan agreement and provide your vehicle’s title and registration.

Interest Rates and Loan Amounts

The interest rates for out of state title loans vary depending on the lender and the state you’re in. However, the interest rates for out of state title loans are typically higher than those for regular auto title loans. This is because out of state title loans near me are considered riskier than regular auto title loans.

The loan amount you can get for an out of state title loan is based on the value of your vehicle. Typically, you can borrow up to 50% of your vehicle’s value. However, some lenders may offer higher loan amounts depending on your credit score and ability to repay the loan.

Applying for an Out of State Title Loan

If you’re interested in getting out of state title loans near me, you can apply online or in person. To apply online, you’ll need to provide your full name (e.g., Karina Mattila) and submit the required documents, such as your driver’s license, proof of residence, and any other necessary paperwork. Applying online is a convenient option that allows you to complete the application from the comfort of your own home. However, if you prefer to apply in person, you can visit one of our Champion Cash Title Loans locations.

When you apply for an out of state title loan, you’ll need to provide the required documents, including your driver’s license, vehicle registration, and proof of residence. You’ll also need to provide your vehicle’s title and registration and sign a loan agreement.

Can You Get a Title Loan with the Registration?

Yes, you can get a title loan with just the registration. However, the requirements for getting a title loan with just the registration may vary depending on the state you’re in. Some states require you to have the title to your vehicle to qualify for a title loan. It’s important to check with your title loan lender to see if you’re eligible for a title loan with just the registration.

Can I Get a Loan in a Different State?

Yes, you can get a loan in a different state. However, the requirements for getting a loan in a different state may vary depending on the state you’re in. Some states have restrictions on out of state loans, so it’s important to check with your lender to see if you’re eligible.

Conclusion

Out of state title loans can be a great option if you’re in need of quick cash and you’re not currently in your home state. However, it’s important to do your research and find a reputable title loan lender that offers out of state title loans.

At Champion Cash Title Loans, we’re committed to providing our customers with the best possible service and helping them get the money they need. If you’re interested in getting an out of state title loan, contact us today to learn more about our title loan process.

Don’t have a clear title for your vehicle? No problem! Champion Cash Title Loans offers title loans without clear title. Contact us today to learn more and get the money you need.

© 2025 Champion Financial Services DBA. Champion Cash Loans

DISCLOSURES FOR CFS VEHICLE SECURED TITLE & PERSONAL LOANS

California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.

Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

  1. Upon completion of the call, conditional approval may be given pending the review of documentation.
  2. Loan approval is subject to meeting credit criteria standards, which may include providing acceptable property as collateral and demonstrating the ability to repay the loan.
  3. Funding time may vary depending on the time of final approval following the reception and review of all required documents and signing. Same-day funding is subject to final approval and signing completion before 3 PM PT on a business day. A bank account is required as a condition in order to obtain a Personal Loan. Loan proceeds may need to be disbursed via Automatic Clearing House (“ACH”) to the borrower’s bank account. The actual availability of funds can vary based on bank processing times, daily ACH deadlines, weekends, and holidays.
  4. The actual loan amount, term, and annual percentage rate the applicant qualifies for may vary by applicant, lender, and the law requirements of those terms.
  5. The states this site services may change without notice. This service does not constitute an offer or solicitation for consumers in all states. This service may not be available in your particular state.

Our loans can be up to $50,000 depending on certain factors.

THIS LOAN (Auto-Title or Personal Loan) IS NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. Loan proceeds are intended primarily for personal, family, and household purposes. Lenders recommend and encourage consumers to pay early, often, and more in order to avoid additional finance charges.

Loan approval is subject to meeting the lender’s credit criteria, which may include providing acceptable property as collateral. The applicant must demonstrate the ability to repay the loan. Loan proceeds are intended primarily for personal, family, and household purposes. Minimum loan amounts vary by state.

Loans with an Annual Interest Rate of 36% are limited to loan amounts between $2,500 to $9,999.00, while supplies last.

CFS Investments is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. CFS Investments does not provide financial advice and does not guarantee the accuracy of information as it is subject to change without notice about its current product guidelines.

CFS Investments may act as the broker for the loan and may not be the direct lender or servicer of your loan. All loan applications are subject to meeting underwriting and credit criteria, which includes providing acceptable property as collateral. A bank account is required as a condition in order to obtain a loan. Inquiring about a loan and its minimum requirements does not impact your credit score; however, completing a full application may affect your credit score.

CFS Investments DBA Champion Financial Services, Turbo Loan, and Auto Equity Now. The terms and conditions set forth within the “General Terms and Conditions,” up to and including but not limited to the “Wireless Policy,” apply to all CFS Investments owned or operated websites in the aforementioned DBAs.

Important Information Concerning Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. We will make a copy of these identifying documents for our records.

Call Now
Apply Now