Best Title Loans California
Unexpected emergencies catch even the best of us by surprise. When these financial situations arise, it is always good to have a backup plan that can help us get back on track with our lives. If you are going through a rough patch right now, and you are living in California, you should consider asking for a car title loan. Title loans are a great option to obtain instant cash without using your credit score. For all California residents, we are now offering an APR of 38%* for title loans going from $2500 to $9,999!** Are you in need of instant cash? Contact Champion Financial Services. We will get you the best deal today!
How Title Loans California Work
Also known as auto equity loans or auto title loans, car title loans are short-term loans based, mainly, on the value of the car. The client receives the loan without having to give up or sell their car. In return, the lender becomes the lien-holder on the car’s title until the loan is paid off. Title loans are an easy and convenient way to have access to money without the risks that come with other types of loans. We have the lowest rates for car title loans in California, our rates cap at 36% APR.
How Much Money Can You Get
With CFS Car Title Loans in California, you could get up to $50,000! We will conduct a quick inspection of your vehicle —cars, trucks, SUVs, motorcycles, and RVs are all good to go— to determine the loan amount we can grant you. The amount of the loan is based, mainly, but not solely, on the value of your vehicle, although other factors are also taken into account. The minimum loan amount we can grant you is $1,750, however, depending on several aspects, you can receive up to $50,000!
Keep Your Vehicle
Before, during, and after the car title loan, you will be in possession of your vehicle, as long as the terms and conditions established are followed.
Bad Credit Title Loans
Regardless of your credit score, and even if you have no credit history at all, Champion Financial Services is glad to help. We offer our clients the possibility of not checking their credit scores, depending on the value of their vehicles. Unlike other financial institutions, we will not ask for many strict requirements. We won’t judge. Additional acceptable financial situations include previous bankruptcy, unemployment, or self-employment.
Only 36% of Interest Rate!
For California deals, CFS Car Title Loans in California offers an APR of only 37.5%! A much lower interest rate than those of other title loan companies. To top it off, if you are approved for a loan ranging from $2500 to $9,999 the APR decreases to 38%**! Apply now to receive your loan with the lowest interest rate in town.
50-Month Time Frame
We offer our borrowers up to a 50-month term period so you can relax and take your time to make comfortable monthly payments to pay off your title loan.
After filling out your application form, you will need to provide the following documents, either in person, by fax, email, or text message:
- Valid ID
- Proof of income (pay stubs, job letter, bank statements, unemployment or social security proof, among others)
- Pink slip or vehicle registration
- Proof of insurance
- Proof of residence (utility bill, junk mail)
Refinance Car Title Loans
Are you struggling to pay off another loan? We can refinance! If you previously sought a loan from another lender and now you’re drowning in payments and high rates, we can help you refinance. Our purpose is to smooth your payment process. From now onwards, you will only have to make payments to us, with much friendlier monthly payments and fair rates.
Are you still not sure to ask for a title loan? Don’t worry. Our customer service agents are ready to give you a free consultation and answer all of your questions right away! Whether you need the cash to go on your dream vacation or take care of an unexpected emergency, you can always ask us about any of our title loans to see if they fit your expectations and work for you.
CFS Car Title Loans in California is leading the lending business by expanding our locations to reach and help clients from all over the country. We are aiming to be change agents that will assist individuals and small business owners meet unexpected or anticipated financial needs. Additionally, because we like our clients to know how valuable they are to us, we are now offering the lowest interest rate for all California deals. Only 38%** of an interest rate for all loans ranging from $2500 to $9,999**, and only 37.5% for higher loans!
Get Instant Cash Today
Why wait and put at risk an urgent matter? To apply for any of our loans simply fill our online application at our website or give us a call. One of our loan officers will get in touch with you to get you started on your process. You could also apply at one of our Champion Financial Services locations and get your queries answered in person. After applying, you will be asked to submit a few documents. Once you are approved for a loan, you receive your cash the same day!