Title Loans in Mississippi

When facing tough financial situations, especially those that strike without warning, we might be completely unprepared. Champion Cash Loans understands this struggle and shares the distress that may come with financial binds. This is why our purpose at CCL is to provide financial aid to all our clients. That they may cover all urgent expenses, and ultimately reach their dreams. Mississippi title loans are a good and quick solution to obtain easy cash right away. However, not everyone understands how exactly title loans work. Here’s an explanation for those who are looking through this convenient option during hard times.

What Are Title Loans?

Mississippi title loans are short-term loans for which the borrower puts up their vehicle title as collateral during the loan process. The loan amount to be received is based mainly, Not solely, on the value of the vehicle (CCL accepts cars, trucks, SUVs, motorcycles, and RVs). One of the main reasons why car title loans, also known as auto title loans, are so convenient, is the fact that the borrower receives the loan. Continues to drive around their car. We become the lienholder on your vehicle’s title only until the amount lent is completely paid off.

Champion Cash Loans Has the Lowest Rates

We understand that many of our clients are going through a financial bind, which is why they can’t afford to pay excessive interest rates, which many lenders charge. We understand this, and we wish to guarantee better interest rates than our competitors. In fact, we like to guarantee some of the lowest interest rates in town for all Mississippi residents. We don’t take advantage of our client’s urge and need. Borrowers can pay off their loans through comfortable and flexible monthly payment plans that they choose to meet them where they’re at.

How to Get Started

There’s a reason why CCL is leading the lending business, and that is because at CCL we deliver quickly and efficiently. We have made it one of our top priorities to make the loan process as easy and fast as possible for all our clients. Ultimately giving you access to fast money right when you need it. To apply for a title loan in Mississippi, the process to follow is simple. First, you will need to fill out our online application form or give us a call and have one of our loan officers help you with this step. Yet another option is to visit one of our convenient locations to apply and get your questions answered to you face-to-face. Next, you will be asked to provide the following documents, either in person, by fax, email, or text message:

  • Valid ID
  • Proof of income (pay stubs, job letter, bank statements, unemployment or social security proof, among others)
  • Pink slip or vehicle registration
  • Proof of insurance
  • Proof of residence (utility bill, junk mail)

Finally, if you meet all the requirements, you will be approved for a loan. Once approved, you will receive the cash the same day. 


Southern state Mississippi is bordered to the north by Tennessee, to the east by Alabama, to the south by the Gulf of Mexico, to the southwest by Louisiana, and to the northwest by Arkansas. The state’s capital, Jackson, is also the largest metropolitan area of Mississippi. The state gets its name after the Mississippi river which outlines its western boundary and empties into the Gulf of Mexico. For the visitors, this southern place offers golf courses, arts & music shows of cultural richness, amazing sports facilities, breathtaking architecture, and plenty of other entertainment and educational opportunities.

Previously Got a Loan? We Can Refinance!

If you already received a loan from another lender and you’re having trouble paying it back due to high-interest rates or other reasons, we can help you! At CCL, we can refinance previous title loans. Consider that weight off your shoulders now. We aim to smooth your payment process so that your future payments can now go to us, which means friendlier monthly payments and away more fair interest rate.

Receive up to $50,000

Champion Cash Loans sets the bar high in the lending business when it comes to loan amounts. Clients who apply for a title loan can now receive up to $50,000! It’s important to remember that the loan amount will be determined by a number of factors, including, but not solely based on, the value of your vehicle.

Bad Credit Is No Problem

Many times, bad credit is the only and main reason why someone will not get a loan from banks, credit unions, or other lenders. With their strict requirements, it’s very difficult for applicants to get approved for a loan. Unlike other credit institutions, CCL does not run a credit check on applicants, unless there’s a specific case that might require so. To make things better, we also accept applicants regardless of whether they are unemployed, full-time employees, freelancers, or somewhere in-between. We can always assist and work something out for you that suits you best.

Champion Cash Loans Mississippi Locations

Apply Now!

You can receive a free consultation by calling at +1 (228) 335-4896 or sending a message through the Contact Us section on our website, with no obligation whatsoever.

In case you wish to apply now for a title loan in Mississippi, fill out our online application form or give us a call. One of our customer service agents will get you started on your process immediately. After proving the documents previously listed, it’s a short wait until getting approved for a loan and getting the cash you need that same day!

© 2023 Champion Financial Services DBA. Champion Cash Loans


California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.
Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

*Our loans can be up to $50,000 depending on certain factors. Depending on the time when the application is submitted, the funds could be given the same day or next day.

**Loans with an annual interest rate of 36% are limited to loan amounts between $2,500 to $9,999.00, while supplies last. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender, and the law requirements of those terms. Minimum loan amounts, terms, and rates may vary by state. Consumers need to demonstrate the ability to repay the loan.

THIS LOAN (Auto-Tile or Personal Loan) IS NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. Loan proceeds are intended primarily for personal, family, and household purposes. This service does not constitute an offer or solicitation for consumers in all states. This service may not be available in your particular state. The state of this site services may change from time to time without notice.

The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender and the law requirements of those terms. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan.

CFS Investments is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. CFS Investments is not providing financial advice and does not warrant the accuracy of information as it subject to change without notice about its current product guidelines.

*CFS Investments may act as the broker for the loan, and may not be the direct lender or servicer of your loan. All loan applications are subject to meeting underwriting and credit criteria, which includes providing acceptable property as collateral. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan. Credit Approval is subject to the credit criteria standards. A bank account is required as a condition and in order to obtain a Persona Loan. Loan proceeds may need to be disbursed via Automatic Clearing House (“ACH”) to the borrower’s bank account. The actual availability of funds can vary based on bank processing times, daily ACH deadlines, and weekends and holidays. Inquiring for a personal loan and its minimum requirements does not impact your credit score, however, completing a full application may affect your credit score.

CFS Investments, Inc. dba Champion Financial Services, Top Cash Loan, and PrestaQuickly. The terms and conditions set forth within the “General Terms and Conditions, up to and including but limited to the “Wireless Policy” applies to all CFS Investments, Inc. owned or operated websites in the aforementioned “DBA’s”.

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