Title Loans in Mississippi

When facing tough financial situations, especially those that strike without warning, we might be completely unprepared. Champion Financial Services understands this struggle and shares the distress that may come with financial binds. This is why our purpose at CFS is to provide financial aid to all our clients so that they may cover all urgent expenses, and ultimately reach their dreams. Mississippi title loans are a good and quick solution to obtain easy cash right away. However, not everyone understands how exactly title loans work. Here’s an explanation for those who are looking through this convenient option during hard times.

What Are Title Loans?

Mississippi title loans are short-term loans for which the borrower puts up their vehicle title as a collateral during the loan process. The loan amount to be received is based mainly, but not solely, on the value of the vehicle (CFS accepts cars, trucks, SUVs, motorcycles and RVs). One of the main reasons why car title loans, also known as auto title loans, are so convenient, is the fact that the borrower receives the loan and continues to drive around their car. We become the lienholder on your vehicle’s title only until the amount lent is completely paid off.

Champion Financial Services Has the Lowest Rates

We understand that many of our clients are going through a financial bind, which is why they can’t afford to pay excessive interest rates, which many lenders charge. We understand this, and we wish to guarantee better interest rates than our competitors. In fact, we like to guarantee some of the lowest interest rates in town for all Mississippi residents. We don’t take advantage of our client’s urge and need. Borrowers can pay off their loan through comfortable and flexible monthly payment plans that they choose to meet them where they’re at.

How to Get Started

There’s a reason why CFS is leading the lending business, and that is because at CFS we deliver quickly and efficiently. We have made it one of our top priorities to make the loan process as easy and fast as possible for all our clients, ultimately giving you access to fast money right when you need it. To apply for a title loan in Mississippi, the process to follow is simple. First, you will need to fill our online application form or give us a call to 1 (888) 798-1970 and have one of our loan officers help you with this step. Yet another option is to visit one of our convenient locations to apply and get your questions answered to you face-to-face. Next, you will be asked to provide the following documents, either in person, by fax, email or text message:

  • Valid ID
  • Proof of income (pay stubs, job letter, bank statements, unemployment or social security proof, among others)
  • Pink slip or vehicle registration
  • Proof of insurance
  • Proof of residence (utility bill, junk mail)

Finally, if you meet all the requirements, you will be approved for a loan. Once approved, you will receive the cash the same day. 


Southern state Mississippi is bordered to the north by Tennessee, to the east by Alabama, to the south by the Gulf of Mexico, to the southwest by Louisiana, and to the northwest by Arkansas. The state’s capital, Jackson, is also the largest metropolitan area of Mississippi. The state gets its name after the Mississippi river which outlines its western boundary and empties into the Gulf of Mexico. For the visitors, this southern place offers golf courses, arts & music shows of cultural richness, amazing sports facilities, breathtaking architecture and plenty of other entertainment and educational opportunities.

Previously Got a Loan? We Can Refinance!

If you already received a loan from another lender and you’re having trouble paying it back due to high interest rates or other reasons, we can help you! At CFS, we can  refinance previous title loans. Consider that weight off your shoulders now. We aim to smooth your payment process so that your future payments can now go to us, which means friendlier monthly payments and a way more fair interest rate.

Receive up to $50,000

Champion Financial Services sets the bar high in the lending business when it comes to loan amounts. Clients who apply for a title loan can now receive up to $50,000! It’s important to remember that the loan amount will be determined by a number of factors, including, but not solely based on, the value of your vehicle.

Bad Credit Is No Problem

Many times, bad credit is the only and main reason why someone will not get a loan from banks, credit unions or other lenders. With their strict requirements, it’s very difficult for applicants to get approved for a loan. Unlike other credit institutions, CFS does not  run a credit check on applicants, unless there’s a specific case that might require so. To make things better, we also accept applicants regardless of whether they are unemployed, full-time employees, freelancers or somewhere in-between. We can always assist and work something out for you that suits you best.

Apply Now!

You can receive a free consultation by calling at 1-888-798-1970 or sending a message through the Contact Us section in our website, with no obligation whatsoever.

In case you wish to apply now for a title loan in Mississippi, fill out our online application form or give us a call. One of our customer service agents will get you started on your process immediately. After proving the documents previously listed, it’s a short wait until getting approved for a loan and getting the cash you need that same day!