Title Loans Washington, Path to Financial Freedom

Updated & Compliance Revised on 11/04/2023

Hey, folks in Washington State, need some quick cash? Champion Cash Title Loans is here to help you out! We’re talking about title loans – a fast way to borrow money based on the value of your car and the best part is that you can keep driving your ride while you pay back the loan.

Applying for a title loan in Washington is super simple. Whether you’re from Seattle, Spokane, or any place in between, you can apply today and get same-day approval. That’s right, we move fast because we know sometimes life just can’t wait.

With Champion Cash, you won’t have to hang around waiting for the money you need. If you get approved, we send the cash straight to your bank account with online direct deposit. It’s speedy and secure, and you don’t even have to step outside your home.

And don’t worry about the paperwork; it’s not like writing an essay for school. It’s just a few simple steps and you’re on your way. Our team will guide you through the whole process. We believe getting a title loan should be as easy as pie – and we’re not just talking about any pie, but the easiest, most delicious pie you can imagine!

Remember, at Champion Cash Title Loans in Washington State, we’re all about helping you out when you’re in a pinch. So, why wait? Apply today and let’s get you that cash with the speed and ease you deserve. Washington, we’ve got your back!

How Car Title Loans Work in Washington?

Title loans are some of many short-term loans that allow borrowers to get money with their car title as collateral. Bad credit is not a problem since this is a collateral loan. Our simple steps are easy; complete the application, get approved, and get your money.

A title loan is another term for auto equity loans. If your vehicle has equity or value, we will offer you a certain percentage as the loan.

Champion Cash Loans Title Loans Washington Made For You

Champion Cash Loans is a reputable lender in Washington with over ten years of experience.

Our car title loans in Washington state do not need good credit since the car will be the collateral for the loan.

We offer many auto title loan options for all residents in Washington.

Champion Cash Loans offers a low monthly payment. Get money into your bank account today. Apply online!

Online Car Title Loans in Washington State Lenders Near You

Do you need to find a title loan location? We help our clients with instant title loans via online approval so you don’t have to leave your home. Apply online, get approved over the phone and we will deposit your cash the same day! Stop trying to find a lender that will not give you an easy application process or approval,

What Will I Need to Qualify for a Title Loan in Washington?

To get your loan approval on the same day we will need the following items:

  • Valid ID – borrower will need to be at least 18 years old.
  • VIN – Vehicle Information Number (located on the dash or in the driver’s door)
  • Proof of income
  • Proof of residence
  • Bank account (to deposit loan funds)

We do credit checks to ensure no bankruptcies are involved; bad credit scores are always acceptable. We request proof of income to determine your ability to repay the loan. For our loan applications, we often have not required vehicle inspections.

More About Washington

The state’s way of life and character is shaped by an exceptional combination of sea, agricultural, and modern impacts.

Possibly this is because Washington was a general maverick to the Union (turning into a state in 1889).

What are some benefits of getting an online title loans Washington?

Access thousands of dollars from your car’s value.

No pre-payment penalties with Champion Cash Loans.

Lower interest rates. (on many occasions)

Instant approval – give us a call!

How is the equity in my car determined?

Auto title loan lenders will use Kelley Blue Book to discover the resale worth of vehicles. The borrower needs to own the clear title. That implies that the automobile is without any liens or current financing.

Likewise, if you drive a salvage title vehicle, your loan amount might affect, but we can still help!

Most loan specialists will likewise need the borrower to have insurance protection on the vehicle. If a driver is involved in an accident during the loan duration. Car insurance would help recover the cost of the car.

The sum a borrower can borrow is reliant upon the value of their vehicle. Vehicle title loan lenders commonly consider the car’s resale worth as a guarantee. Then offer an advance between 30% and half of the vehicle value. Need to calculate your title loan? Use our online tool now!

Apply Today Car Title Loans Washington State

Again, this is a last and worst-case scenario. Our expert loan officers in Washington will do everything possible to make it easy for you. All you have to do is simple, give us a call at and we help you every step of the way!

Apply for a title loan and get an absolutely title loan approval now, and stop the financial stress today!

Frequently Asked Questions by Washington State Residents

  1. Are car title loans legal in Washington State?

    Title loans are legal in Washington; the borrower must fully own the car without lien holders to apply and qualify.

  2. Do title loans affect your credit?

    Most of the time, title loans will not affect credit scores because most lenders do not run credit checks. This will depend on your ability to repay the loan based on your income.

  3. Who does title loans in Tacoma, Washington?

    Champion Cash Loans is a reputable lender that services title loans in Washington. Apply online or via a phone call to get your set up for same-day funds.

Champion Cash Loans Washington Title Loans Local Serving Areas

© 2023 Champion Financial Services DBA. Champion Cash Loans


California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.
Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

*Our loans can be up to $50,000 depending on certain factors. Depending on the time when the application is submitted, the funds could be given the same day or next day.

**Loans with an annual interest rate of 36% are limited to loan amounts between $2,500 to $9,999.00, while supplies last. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender, and the law requirements of those terms. Minimum loan amounts, terms, and rates may vary by state. Consumers need to demonstrate the ability to repay the loan.

THIS LOAN (Auto-Tile or Personal Loan) IS NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. Loan proceeds are intended primarily for personal, family, and household purposes. This service does not constitute an offer or solicitation for consumers in all states. This service may not be available in your particular state. The state of this site services may change from time to time without notice.

The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender and the law requirements of those terms. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan.

CFS Investments is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. CFS Investments is not providing financial advice and does not warrant the accuracy of information as it subject to change without notice about its current product guidelines.

*CFS Investments may act as the broker for the loan, and may not be the direct lender or servicer of your loan. All loan applications are subject to meeting underwriting and credit criteria, which includes providing acceptable property as collateral. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan. Credit Approval is subject to the credit criteria standards. A bank account is required as a condition and in order to obtain a Persona Loan. Loan proceeds may need to be disbursed via Automatic Clearing House (“ACH”) to the borrower’s bank account. The actual availability of funds can vary based on bank processing times, daily ACH deadlines, and weekends and holidays. Inquiring for a personal loan and its minimum requirements does not impact your credit score, however, completing a full application may affect your credit score.

CFS Investments, Inc. dba Champion Financial Services, Top Cash Loan, and PrestaQuickly. The terms and conditions set forth within the “General Terms and Conditions, up to and including but limited to the “Wireless Policy” applies to all CFS Investments, Inc. owned or operated websites in the aforementioned “DBA’s”.

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