auto title loan

Auto title loan vs. Cash advance loan

Jeziel Granados

Jeziel Granados

Total Posts: 62

Published Date: May 8, 2022

Jeziel Granados is the Content Manager at Champion Cash Title Loans, responsible for developing and distributing engaging content across various platforms. He strategizes content marketing to align with the company's...

The financial emergencies do not arrive with a notice, you may face pending medical bills, rent due to payments, school fees, or want to get a vehicle repaired. At the time of unexpected expenses or financial shortcomings, you must choose a loan that offers flexible payment plans and other advantages. One of the best options presented is a car title loan helping you to fulfill financial requirements with instant cash. Find out the difference between Auto Title Loan vs Cash Advance.

When you require cash instantly or credit ratings are lower, you may land into a financial trouble situation with high-interest rates and loan fees. For knowing a better way, look at the financial options present such as instant title loans and cash advance loans.

Do you want to apply for car title loans or cash advances? Moreover, you must know which one is better. Both the financial option works similarly to borrowing money, however, you must know the best option for your financial requirements.

The initial step is to know more about the alternatives. When talking about getting funds, you must follow the process. The better you know, the wiser decisions you will take for your financial requirements.

What are auto title loans and cash advances?

Auto title loan: This loan option is for every person owning a vehicle with a clear title. Moreover, there is nothing to worry about credit ratings and funds will transfer within the same day. To borrow money quickly is possible now. This financial option is a better option than payday loans and personal loans. Also, the average monthly finance fee is low than high-interest loans.

Cash Advance- They are provided and issued with a credit card issuer. Being the borrower, you must have a credit card or some type of open credit line to get a cash advance. The loan origination fees are high with interest rates.

When you receive a cash advance it is similar to making any other purchase, however, rather than purchasing goods or services you are just purchasing money.

Auto title loans are the best option for your financial needs if you own a vehicle with a clear title. There are numerous names for instant title loans, some are mentioned below: 

Recommended reading: Getting Low-Interest Title Loans

Which is better a cash advance loan or an auto title loan?

If you have a complete understanding of title loans and cash advances, the time has come to decide which one to pick.

There are advantages and disadvantages to choosing a cash advance. Moreover, the big advantage is that you can get money instantly. When you get a cash advance with a credit card issuer, you can take out the money from ATM just like if you take money from your bank account.

You must be aware that there are a few disadvantages if you choose a cash advance. In addition, this financial option can make you pay high, higher, and highest fees. There are initial borrowing charges when you get the cash and you pay high interest when you received the funds. Besides, it is great to be funded instantly, you will be charged extra charges when getting cash advance for the second time. You have to find out on your own how to clear the cash advance, the longer it takes to find it out, the more money is charged for clearing the pending balance you owe.

When you choose an auto title loan from Champion Cash Loans, there are no additional fees. Once you fill out our online application form, you will get the required funds within the same day after approval is given. We do not charge high-interest rates alongside flexible payment plans.

When thinking about it, a cash advance is not a great option as it offers more disadvantages than advantages. Applying for an instant title loan from Champion Cash Loans is a better financial option for your requirements. Which one do you want to apply for?

What makes Champion Cash Loans the topmost lenders for instant title loans?

Champion Cash Loans have designed an easy title loan process making things convenient for you. Make sure to follow the steps mentioned below:

Tap, Call or make a visit

Begin the process by making us a call, applying online, or visiting our location to inquire about title loans. In addition, we will ask a few questions and you will find out instantly whether you qualify or not. This is when our professional loan agents will share free title loan quotes and additional details about the loan contract.

Submitting the documents

Our skilled loan agent will request you to submit a few important documents. This will involve:

If you need to offer additional documentation, our loan agents will notify you.

Getting the money instantly

Once we get the required documents and your application is approved then the time has come to sign the loan agreement. Choose the way you want to get cash either electronically or with a check. We will transfer the money directly to your active bank account within the same day.

Is it so simple? With a high client satisfaction rate and offering financial assistance, we have turned into the leading lenders. Apply online now and get the money quickly within the same day.

Get the money with Instant Title Loan from Champion Cash Loans

Champion Cash Loans work for their valued client and ensures they get the required financial help. Check out the following advantages we offer to every person looking for quick money:

  • Continue to use the vehicle and fulfill your daily commuting needs without facing any complications. Champion Cash Loans do not take away the vehicle as we understand the concerns of our esteemed clients.
  • Use the money how you want, Champion Cash Loans won’t require you to notify us on how you will utilize the money. We appreciate the faith you kept in us when you select us and offer quick financial help. We will design flexible payment plans for your financial requirements. In addition, there won’t be any pre-payment penalties if you want to clear the taken funds at the earliest.

Recommended reading: Auto Title Loans for Uber and Lyft Drivers

© 2024 Champion Financial Services DBA. Champion Cash Loans


California: All loans are made or arranged pursuant to a California Finance Lenders Law License Number: 60DBO-35846.
Arizona: Loans made pursuant to Arizona Department of Financial Institutions Sales Finance Company License SF-1005405.

*Our loans can be up to $50,000 depending on certain factors. Depending on the time when the application is submitted, the funds could be given the same day or next day.

**Loans with an annual interest rate of 36% are limited to loan amounts between $2,500 to $9,999.00, while supplies last. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender, and the law requirements of those terms. Minimum loan amounts, terms, and rates may vary by state. Consumers need to demonstrate the ability to repay the loan.

THIS LOAN (Auto-Tile or Personal Loan) IS NOT INTENDED TO MEET LONG-TERM FINANCIAL NEEDS. Loan proceeds are intended primarily for personal, family, and household purposes. This service does not constitute an offer or solicitation for consumers in all states. This service may not be available in your particular state. The state of this site services may change from time to time without notice.

The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant, lender and the law requirements of those terms. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan.

CFS Investments is licensed or registered as a finance lender as required by applicable state law and does not offer or service student loans. CFS Investments is not providing financial advice and does not warrant the accuracy of information as it subject to change without notice about its current product guidelines.

*CFS Investments may act as the broker for the loan, and may not be the direct lender or servicer of your loan. All loan applications are subject to meeting underwriting and credit criteria, which includes providing acceptable property as collateral. The actual loan amount, term, and Annual Percentage Rate of the loan that an applicant qualifies may vary by applicant. Minimum loan amounts may vary by state. Consumers need to demonstrate the ability to repay the loan. Credit Approval is subject to the credit criteria standards. A bank account is required as a condition and in order to obtain a Persona Loan. Loan proceeds may need to be disbursed via Automatic Clearing House (“ACH”) to the borrower’s bank account. The actual availability of funds can vary based on bank processing times, daily ACH deadlines, and weekends and holidays. Inquiring for a personal loan and its minimum requirements does not impact your credit score, however, completing a full application may affect your credit score.

CFS Investments, Inc. dba Champion Financial Services, Top Cash Loan, and PrestaQuickly. The terms and conditions set forth within the “General Terms and Conditions, up to and including but limited to the “Wireless Policy” applies to all CFS Investments, Inc. owned or operated websites in the aforementioned “DBA’s”.

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